Electronic Disclosure and Consent

In this agreement, "we," "us," and "our" mean Blue Ridge Bank, N.A. "You" and "your" refer to the business entity applying for a Invoice2go Money business deposit account (“Account”). "Communications" means any disclosures, notices, agreements, fee schedules, privacy policies, statements, records, documents, and other information we provide to you, or that you sign and submit or agree to at our request, that relate to your Account or the Invoice2go Money Business Deposit Account Agreement (“Account Agreement”).

By accepting this agreement, you agree that you are willing and able to receive Communications in electronic form, and consent to receive Communications in electronic form. If you do not give your consent to receive Communications in electronic and not paper form, you may not open an Account. If you withdraw your consent to electronic Communications at any point after providing consent hereunder, we reserve the right to terminate your Account.

Delivery Methods

We will deliver Communications to you electronically, either through the Invoice2go website, ("Website"); the Invoice2go Money mobile app ("Invoice2go Money App"); text or SMS messages; electronic mail; or other electronic channels. If we do not deliver Communications to you through the above manners, we will tell you where you can go to receive such Communications.

We may be required by law to deliver certain Communications to you on paper even though you have consented to receive it electronically.

Hardware and Software Requirements

To receive and retain electronic Communications from us, you will need the following:

● A computer or mobile device with an operating system that supports everything below;

● An internet connection;

● A current version of a web browser that we support, including: Edge version 42 or higher, Firefox version 62 or higher, Safari version 12 or higher, or Chrome version 69 or higher;

● A hard drive or other method of storing data;

● A valid, active email address; and

● A current version of a program that displays PDF files.

We may update these requirements periodically in order to maintain our ability to provide electronic Communications; if these requirements change in a substantial way, we will notify you of the changes.

Updating Contact Information

It is your responsibility to maintain accurate and current contact information so that we may send you electronic Communications. You can update your email address and other contact information by logging into your online account on your Invoice2go Money App, in the Account section, or by emailing us at

Requesting Paper Copies

We may choose to make paper copies of certain electronic Communications available upon request, but assume no obligation to do so. You may obtain a paper copy of an electronic Communication by printing it or by requesting we mail a paper copy. You may make requests for paper copies by emailing us at

Communications in Writing

We are required by law to give you certain information in writing. All Communications delivered to you in either electronic or paper format will be taken as information delivered "in writing."

Withdrawing Consent

You have the right to withdraw your consent to this agreement at any time. Withdrawing consent may result in the closure of your Account. If your Account is closed, we will return any funds in your Account in accordance with the Account Agreement. You may withdraw consent by emailing us at