Your Responsibilities. To pay an invoice from a Merchant through Invoice2go Payments (a “Payment Transaction”), you must provide valid and complete information about your chosen payment method (“Payment Method”). The information that you will need to provide depends on the payment method you choose: (1) for credit or debit card (“Payment Cards”) payments, you must provide valid and complete credit or debit card information; (2) for ACH payments made from a checking or savings account (“Payment Account”), you will need to provide complete and accurate bank account information. If you make a Payment Transaction, you represent and warrant that (i) you are legally authorized to make such payment and provide your payment information, without violating any laws, regulations, terms or agreements relating to use of your Payment Account or your credit or debit accounts, and (ii) your accounts have sufficient credit or funds available to complete the payment.
Invoice2go Payments Transactions. When you initiate a Payment Transaction, you acknowledge and agree that your Payment Transaction is solely between you and the Merchant; Invoice2go is not a party to your Payment Transaction and assumes no liability or responsibility for any products, services or offerings of any Merchant.
When you initiate a Payment Transaction, Invoice2go may present your available and eligible Payment Methods to you at the time of the transaction. Not all Payment Methods are eligible for all Payment Transactions. After you select the Payment Method that you wish to use, Invoice2Go may charge that Payment Method, or may share the Payment Method and related details and data with one of its Payment Partners (defined below) or affiliates, and the Payment Partner will then process the transaction on behalf of the Merchant. You authorize the charge or debit to your Payment Method as necessary to complete processing of a Payment Transaction. You also authorize any crediting or debiting to or from your Payment Method in connection with reversals, refunds, or adjustments related to your Payment Transaction.
For details or terms relating to a specific Payment Transaction, including refund or dispute resolution policies, please refer to the terms of service, help center, or other support materials provided by the Merchant with which you transacted.
Invoice2go or our Payment Partners may delay payment processing of suspicious transactions or transactions that may involve fraud, misconduct, or violate applicable law, the Terms, or other applicable Invoice2go policies, as determined in Invoice2go or our Payment Partners’ discretion.
We may offer features to allow you to store your payment information with the Payment Partner or create an account for future payments. If you choose to enable these features but then subsequently wish to delete or modify stored payment information, please contact us. In order to save a Payment Method, you must complete all required information on any forms presented to you. The information must be current, complete, and accurate.
Invoice2go Disclaimers. Invoice2go is not your bank, agent, or trustee or otherwise involved in the flow of your funds or Payment Transactions. Any payment dispute must be resolved between the Merchant and you.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INVOICE2GO MAKES NO WARRANTY AND ASSUMES NO RESPONSIBILITY OR LIABILITY FOR PAYMENT TRANSACTIONS OR ANY DISPUTES, CHARGEBACKS, OVERCHARGES, DELAYED PAYMENTS, INSUFFICIENT FUNDS, EXPIRED PAYMENT CARDS, CIRCUMSTANCES BEYOND OUR CONTROL (INCLUDING WITHOUT LIMITATION POWER OUTAGES, SERVICE INTERRUPTIONS OR OTHERWISE) OR OTHER ISSUES RELATING TO TRANSACTIONS MADE THROUGH INVOICE2GO PAYMENTS.
Disputes can arise from both authorized and unauthorized transactions. Invoice2go is not responsible for or liable to you for authorized and completed charges or payments related to your Payment Transactions that are later the subject of a dispute, refund, or reversal, are submitted without authorization or in error, or violate any laws.
Neither Invoice2go nor its affiliates are involved in issuing credit or determining eligibility for credit, nor do they exercise control over the availability or accuracy of Payment Methods or funds for your Payment Transactions.
Bank Account Payments. Through our Payment Partners, you may initiate an Invoice2go Payment from an Automated Clearing House enabled Bank Account (“ACH Payments”). For ACH Payments, your use of Invoice2go Payments to initiate a Payment Transaction to a Merchant will include your consent and authorization for our Payment Providers to initiate and process debits and credits from your Payment Account in accordance with your instructions. You acknowledge that all electronic ACH transfers requested by you through our Payment Partners or processed by our Payment Partners are subject to the Operating Rules of the National Automated Clearing House Association and all other applicable laws, rules, and regulations, which may include the Uniform Commercial Code Article 4A. You understand and agree that it may take more than 60 days for our Payment Partners to receive notice of the return of an ACH debit and/or to exercise any rights granted under these terms. You agree at all times to maintain sufficient funds in your Payment Account to fund ACH transactions you initiate through Invoice2go Payments, including returns and reversals.
Invoice2go does not charge End Customers a separate fee for using Invoice2go Payments. However, your Merchant may choose, where allowed by law, to pass fees they are charged for accepting card payments (“Card Payment Fees”) to you as part of an invoice. The Merchant, and not Invoice2go is solely responsible for complying with any and all laws related to passing these Card Payment Fees to you. Invoice2go does not make any determination, recommendation, or judgment whatsoever about whether applicable laws allow the Merchant to pass Card Payment Fees on to you. You remain solely responsible for all amounts owed to your Merchant (including if our Payment Partners cannot successfully process your payment) or your bank, Payment Card issuer, mobile carrier, or internet service provider.
Modifications. Notwithstanding anything to the contrary, we may modify, suspend or terminate Invoice2go Payments or these Payments Terms at any time. Modifications to these Payments Terms will be effective upon posting and will apply for any future payments you make through Invoice2go Payments.